Is your money stuck up somewhere?

Are you experiencing deficiency in service and money spent by you appears to have gone waste?

We help you win back what’s rightfully yours.

We are your financial solution provider

We help you fight out your Financial Issues

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Our Services

Complaints / Money Stuck up?

Credit / Debit Cards Complaints

Banking Fraud Complaints

NPA Resolution

Debt Restructuring

Corporate / Institutional Services

We deliver high performance with the client's expected level of satisfaction

We are a team of professional ex-Bankers with a niche in handling NPA resolution/Debt Restructuring. We have capacities to work on resolution from both the Customer’s perspectives as well as from Banker’s perspectives too, and know our way forward pretty well depending upon the Cap we wear.

Assurance & Reliability

With expertise in resolution being our forte in general, we also intend to look after complaints of any nature a Customer may have, especially against the Banks & FIs where their accounts have been wrongfully debited with unrelated/exorbitant charges and/or relating to deficiency in service in respect of Borrowers, and against non-banking bodies like, Tour Operators, Hotels, Govt./Semi- Govt./PSU Undertakings, RTOs, School & Colleges, State Electricity Boards, Airlines etc and/or where their money is wrongfully stuck up on account of deficiency in service and the latter is not refunding the same besides their genuine grievance.
However, money due from Individuals, Trade Creditors, Builders & Developers, Chit Fund/Finance companies, deposits made with Corporate and claims relating to Insurance Companies are not covered under the purview of our work profile, which may please be taken note of.

Rajiv Talwar

Founder
An ex-Vice President with erstwhile ING Vysya Bank (now Kotak Bank) and with erstwhile Bank of Rajasthan (now ICICI Bank) with 40 years experience

Message From Founder...

A postgraduate from Hindu College, DU, I am an ex-banker, having 40 years experience in the banking domain across India. My last assignment, about a decade, was with ING Vysya Bank (now Kotak Bank) where I worked as their Nodal Officer at the Corporate Debt Restructuring (CDR) at Corporate Office, Bangalore. My CDR exposure, where we interact with other Bankers and with different corporates, had given me great opportunity to see through the psyche of both corporates and the bankers of different hue and shades, and help me evolve bridges of reapproachment, where everybody in the game is well understood and acceptable solutions are worked out.

Looking back at my 4 decades of banking experience, I feel I have developed skills in conflict resolution, paving way for recovery of legitimate dues stuck up anywhere, be that as a banker who has to recover their bad loans, or to help out family and friends in the process.

I also have in my armoury, brains and wisdom of like minded friends and professionals from Banking fraternity across India, who have volunteered themselves in this crusade to get justice in recovering legitimate dues of those who has ever been wronged.

Having been fairly successful in that regard, I am now here, with my friends, to attempt to help my fellow-beings at large, who have ever been wronged on financial matters, and their money is lying stuck up somewhere, under the banner of Talwaredge.

Know More

Find out more about what we do

How It Shall Work

  • Write to us, in brief, about your grievance/case, by filling in the desired details on ‘Contact us/Request quote’ page.
  • We shall examine your case, and maybe we call you too, in case we need any additional inputs, at an appointed time/day
  • On the feedback received from you, and our gut feeling, we shall take a final call whether this is a fightable case or not.
  • If not, we shall regret and shall suggest you to make peace with that and just forget chasing up any more.
  • If your case has sufficient merits, we shall give our confirmation to fight out your case, and shall request you to:-
    1. Register yourself with us by depositing a onetime non-refundable fee of Rs.1,000/- with us.
    2. To deposit 50% of the 10% of likely tentative claimable amount we are going to fight for, which shall be refundable as per our Refund policy in case your case gets rejected despite our best attempts or you choose not to pursue your case anymore anytime during your association with us.
    3. To sign the Terms & Conditions sheet and scan that back to us in confirmation of having understood the same.

Issues We Can Help You Deal With

Still have confusion?

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Banking

  • NPA Resolution
  • Debt Restructuring
  • Complaints relating to Credit / Debit Cards
  • Complaints relating to debit of Bank Charges
  • Non-Sanction of appropriate Credit facilities
  • Filling of complaints with Consumer Courts
  • Complaints relating to transactions debited on account of ATM withdrawal / Online Banking

Non-Banking

  • Tour Operators
  • Hotels
  • Govt./Semi-Govt/PSU undertakings
  • Regional Transport Office (RTO)
  • Schools / Colleges
  • State Electricity Board
  • Airlines

Why Us

Have passion for conflict resolution and recoveries, have been fairly successful in all such pursuits, be it personal, friends or official in the capacity of being a banker, we have more service orientation than any commercial reasons.

What do we do

Once we accept a case, we make a strategy, draft mails/letters on their behalf, make them regularly follow-up with the concerned bank/institution/company and handhold our clients throughout the process till our objective is met.


Our Case Studies

What is expected of Clients

Trust in our strategy and tons of perseverance, as getting back your money is a long drawn battle with the other side and is quite a time consuming process.

Testimonials

Usha Murali

Chief Risk Oficer, Airtel Payment Bank

Rajiv Talwar is an effective negotiator, balancing the interests of both parties in the contract. His sincerity, passion, trust worthiness ...

Anuj Kumar

Formerly head of the Structured Credits Group at ING Vysya Bank

Rajiv is a multi-faceted resolution professional, with deep experience of restructurings and recoveries...

Y Sankarshan Rao

Retd Vice President, Kotak Bank (e ING Vysya Bank)

I have had the pleasure of having worked with Mr. Rajiv Talwar for more than a decade. A core banker...

S.K.Nainani

Retd DGM, ICICI Bank

Shri Rajiv Talwar, the promoter of Talwaredge, fully active and full of knowledge, is sincerely guided by the basic instinct of helping persons in need...

R K Bansal

Former Chairman CDR (E G)

I have known Sh Rajiv Talwar for many years. Our relationship started during my CDR days. I have always admired his knowledge, sincerity and dedication...

B V Chaubal

Former DMD of SBI

I first met Shri Rajiv Talwar in 2011 at the meetings of the Empowered Group of CDR mechanism.He was nodal officer for ING Vaisya Bank...

Vijaydeep Khanna

Former Country Head (Emerging Corporate) of erstwhile ING Vyasya Bank

I have known Rajiv for about 5 years and every interaction has been a pleasent learning experience to cherish for lifetime...

MSR Manjunatha

Former Chief Rating Officer - Brickwork Ratings Former Chief Audit Executive - ING Vysya Bank

I have known Mr. Rajiv Talwar for about 2 decades during my role in ING Vysya Bank, when Rajiv was looking into credit risk,...

Mahesh Sanghavi

Former Head Credit Risk - Emerging Corporate with erstwhile ING Vysya Bank

I have known Rajiv over 10 years now. He has come across as one of the most learned person on recovery and stress asset management...

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