About
Our goal is to make customers feel secured
We are a team of professional ex-Bankers with a niche in handling NPA resolution/Debt Restructuring. We have capacities to work on resolution from both the Customer’s perspectives as well as from Banker’s perspectives too, and know our way forward pretty well depending upon the Cap we wear.
Assurance & Reliability
With expertise in resolution being our forte in general, we also intend to look after complaints of any
nature a Customer may have, especially against the Banks & FIs where their accounts have been
wrongfully debited with unrelated/exorbitant charges and/or relating to deficiency in service in
respect of Borrowers, and against non-banking bodies like, Tour Operators, Hotels, Govt./Semi-
Govt./PSU Undertakings, RTOs, School & Colleges, State Electricity Boards, Airlines etc and/or
where their money is wrongfully stuck up on account of deficiency in service and the latter is not
refunding the same besides their genuine grievance.
However, money due from Individuals, Trade Creditors, Builders &
Developers, Chit Fund/Finance companies, deposits made with Corporate and
claims relating to Insurance Companies are not covered under the purview of
our work profile, which may please be taken note of.
Rajiv Talwar
Founder
An ex-Vice President with erstwhile ING Vysya Bank (now Kotak Bank) and with
erstwhile Bank of Rajasthan (now ICICI Bank) with 40 years experience
What Drives Us
I have observed that when most of us have our money stuck up somewhere, or there has been
deficiency in service which hasn’t been compensated for, we reconcile by saying, “Bhai, this is India.
Idhhar aisa he chalta hai” (Brother, this is India and this is the way things happen over here), and resign to our fate. Many of us when confronted with this kind of
situation, we do not know where to write to, and find happy companionship in the company of
those who discourage us saying. “Kuch nahi hone wala, aapna sar mat phodo” (Nothing is going to happen, don't bang your head). Even when some of
us think of fighting it out, we tend to lose our steam and stop following up with concerned
authorities for refund of our money when we find that there is no response from the other side.
It is for such set of people that we have decided to launch Talwaredge, and use our experience in
guiding them to turn the heat on the other side and relentlessly pursue for recovery of our hard
earned money.
To us, it’s more a social cause than any monetary incentives which is going to keep us on our toes in
our crusade to recover our lost money.
To confirm our leverage on social cause, we humbly share with our audience that we pledge to
donate 50% of our net earnings in Talwaredge to Charitable Institutions.
Testimonials
Usha Murali
Chief Risk Oficer, Airtel Payment BankRajiv Talwar is an effective negotiator, balancing the interests of both parties in the contract. His sincerity, passion, trust worthiness ...
Anuj Kumar
Formerly head of the Structured Credits Group at ING Vysya BankRajiv is a multi-faceted resolution professional, with deep experience of restructurings and recoveries...
Y Sankarshan Rao
Retd Vice President, Kotak Bank (e ING Vysya Bank)I have had the pleasure of having worked with Mr. Rajiv Talwar for more than a decade. A core banker...
S.K.Nainani
Retd DGM, ICICI BankShri Rajiv Talwar, the promoter of Talwaredge, fully active and full of knowledge, is sincerely guided by the basic instinct of helping persons in need...
R K Bansal
Former Chairman CDR (E G)I have known Sh Rajiv Talwar for many years. Our relationship started during my CDR days. I have always admired his knowledge, sincerity and dedication...
B V Chaubal
Former DMD of SBII first met Shri Rajiv Talwar in 2011 at the meetings of the Empowered Group of CDR mechanism.He was nodal officer for ING Vaisya Bank...
Vijaydeep Khanna
Former Country Head (Emerging Corporate) of erstwhile ING Vyasya BankI have known Rajiv for about 5 years and every interaction has been a pleasent learning experience to cherish for lifetime...
MSR Manjunatha
Former Chief Rating Officer - Brickwork Ratings Former Chief Audit Executive - ING Vysya BankI have known Mr. Rajiv Talwar for about 2 decades during my role in ING Vysya Bank, when Rajiv was looking into credit risk,...
Mahesh Sanghavi
Former Head Credit Risk - Emerging Corporate with erstwhile ING Vysya BankI have known Rajiv over 10 years now. He has come across as one of the most learned person on recovery and stress asset management...